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To acquire a commercial digital banking license and set up a commercial bank in South Africa and Nigeria. Albeit these will no doubt be independent ventures under the DAFRI umbrella as we are unlikely to disrupt the current DAFRI ecosystem and be restricted to one specific jurisdiction which will defeat the logic in light of the principle upon which the current DAFRI system is founded and built. From the outset DAFRI has had its eyes fixed on becoming a public company and has been taking giant strides in that direction of late. The DAFRI ecosystem is not just an idea on paper but one already built, tested and blasting a trail on the heart of African FinTech industry with it’s elusive quality being experienced in more than 180 countries.